Finance available on Leather Sofas
Leather Sofa Finance





With our easy payment options no style is out of reach

4 easy ways to pay

1. Cash, Cheque or Debit / Credit Card

Don’t require credit terms? We’re more than
happy to take cash or personal cheques.
We also, of course accept all the major credit
and debit cards. 

2. Upto 18 Months Low Rate Credit

Want to spread the cost? We have very
competitive rates over 18 months.
Just ask.

12.9% apr typical Minimum spend £1000

3. Upto 36 Months Classic Rate Credit

Want to spread the cost? We have very

competitive rates over 24 or 36 months.
Just ask.

24.9% apr typical Minimum spend £1000

 

4. Interest Free Credit

Pay a 25% deposit and then spread the cost over
6, 9 or 12 months, the choice is yours. It’s good
to know that the beautiful sofa of your dreams is now totally affordable.


0% apr typical Minimum spend £1000

TYPICAL CREDIT EXAMPLES

*INTEREST FREE CREDIT
12 months - Cash price £1000. 25% deposit £250. 0% APR typical. 12 monthly
payments of £62.50. Total payable £1000

*UP TO 18 MONTHS LOW CREDIT RATE
18 months - Cash price £1000. 25% deposit £250. 12.9% APR typical. 18 monthly
payments of £45.80 Total payable £1074.40

*UP TO 36 MONTHS CLASSIC CREDIT RATE
36 months - Cash price £1000. 25% deposit £250. 24.9% APR typical. 36 monthly
payments of £28.80 Total payable £1286.80

All credit offers subject to status. Minimum deposit
25% on all orders. Monthly payments must be made by Direct Debit. Written
quotations on request. Please ask for details.

Will I qualify for finance ?

We can only consider your application if:

You are 18 or over, and employed at least 16 hours per week

You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies

You are a permanent UK resident and able to supply a UK address history for the last 3 years

Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered

What do i do next ? 

Simply choose your perfect sofas,  you will then need to visit our offices to fill out the application form and process your finance. You will need to bring the following with you Driving Licence, Bank Details and a Utility Bill.  

Use of information & data protection information

FINANCE CREDIT CHECK INFORMATION.
In considering your application we will search your record at credit reference agencies. They will add to your record details of our search and your application and this will be seen by other organisations that make searches. Information held about you by the credit reference agencies may already be linked to records relating to one or more other persons. For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any 'associated' records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: disclose information about your joint applicant and anyone referred to by you, authorise us to search, link or record information at the credit reference agencies about you and anyone referred to by you. An 'association' between joint applicants and between you and anyone you tell us is your financial partner will be created at the credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at the credit reference agencies. We will us a credit scoring or other automated decision making system when assessing your application. We will also add to your record with the credit reference agencies details of your agreement with us, the payments you make under it, any default of failure to keep to its terms and if you give us false or inaccurate information and we suspect fraud, we will record this. These records will be shared with other organisations and used by us and them to: help make decisions about credit and credit related services such as insurance for you and persons with whom you are financially linked, trace debtors, recover debt, prevent money laundering and fraud, and to manage your accounts. For these purposes we or they may make further searches. Although these searches will be added to your record, they will not be shared with others. We and the credit reference agencies and fraud prevention agencies will also use the records for statistical analysis about credit and about insurance and fraud. We may also use information about you to carry out market research. Fraud prevention agencies records will also be shared with other organisations to help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and persons with whom you are financially linked.

PLEASE LET US KNOW IF YOU WANT TO HAVE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU. YOU HAVE A LEGAL RIGHT TO THESE DETAILS. 

 


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