With our easy payment options no style is out of reach
4 easy ways to pay
1. Cash, Cheque or Debit / Credit Card
Don’t require credit terms? We’re more than
happy to take cash or personal cheques.
We also, of course accept all the major credit
and debit cards.
2. Upto 3 Years Credit
Want to spread the cost? We have very
competitive rates over 12, 24 or 36 months.
Just ask.
14.9% apr typical Minimum spend £500
3. Buy Now Pay Later
Enjoy your luxurious new sofa in your home now
and, after a 25% deposit, pay nothing for either
6 or 9 months. Just pay the balance at the end
of either period, along with a small settlement fee,
and no interest charges will apply.
no interest if settled in 6 or 9 months
or 19.9% apr typical Minimum spend £500
4. Interest Free Credit
Pay a 25% deposit and then spread the cost over
6, 9 or 12 months, the choice is yours. It’s good
to know that the beautiful sofa of your dreams is now totally affordable.
0% apr typical Minimum spend £500
TYPICAL CREDIT EXAMPLES
*BUY NOW PAY LATER - 6 MONTHS
Cash price £1000. 25% deposit £250. No interest is charged when you repay
the cash price within the BUY NOW PAY LATER period. However, there is a £29
settlement fee. Total payable £1029.
Or At the end of the BUY NOW PAY LATER period, choose to pay 36 monthly
payments of £29.35. Total payable £1306.60. 19.9% apr typical. Interest will be
charged from the date the agreement is processed if the balance is not paid in
full by end of month 6.
*INTEREST FREE CREDIT
12 months - Cash price £1000. 25% deposit £250. 0% APR typical. 12 monthly
payments of £62.50. Total payable £1000
*UP TO 3 YEARS CREDIT
36 months - Cash price £1000. 25% deposit £250. 14.9% APR typical. 36 monthly
payments of £25.62 Total payable £1172.32
All credit offers subject to status. Minimum deposit
25% on all orders. Monthly payments must be made by Direct Debit. Written
quotations on request. Please ask for details.
Who can apply for finance
Applicant must be
18 years or over at the date of application.
No Maximum age limit.
Permanent UK Resident – min 3 years.
In regular, permanent employment working a minimum of 16 hours per week. (Including students)
Retired from regular employment. Minimum age 50.
Not working through disability.
Self-Employed (Must provide proof, Self assesment form including UTR number).
Armed Forces.
House wives / persons.
Use of information & data protection information
FINANCE CREDIT CHECK INFORMATION.
In considering your application we will search your record at credit reference agencies. They will add to your record details of our search and your application and this will be seen by other organisations that make searches. Information held about you by the credit reference agencies may already be linked to records relating to one or more other persons. For the purposes of this application you may be treated as financially linked and your application will be assessed with reference to any 'associated' records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: disclose information about your joint applicant and anyone referred to by you, authorise us to search, link or record information at the credit reference agencies about you and anyone referred to by you. An 'association' between joint applicants and between you and anyone you tell us is your financial partner will be created at the credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at the credit reference agencies. We will us a credit scoring or other automated decision making system when assessing your application. We will also add to your record with the credit reference agencies details of your agreement with us, the payments you make under it, any default of failure to keep to its terms and if you give us false or inaccurate information and we suspect fraud, we will record this. These records will be shared with other organisations and used by us and them to: help make decisions about credit and credit related services such as insurance for you and persons with whom you are financially linked, trace debtors, recover debt, prevent money laundering and fraud, and to manage your accounts. For these purposes we or they may make further searches. Although these searches will be added to your record, they will not be shared with others. We and the credit reference agencies and fraud prevention agencies will also use the records for statistical analysis about credit and about insurance and fraud. We may also use information about you to carry out market research. Fraud prevention agencies records will also be shared with other organisations to help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and persons with whom you are financially linked.
PLEASE TELEPHONE ON FREEPHONE 0800 9708101 IF YOU WANT TO HAVE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU. YOU HAVE A LEGAL RIGHT TO THESE DETAILS. YOU HAVE A RIGHT TO RECEIVE A COPY OF THE INFORMATION WE HOLD ABOUT YOU IF YOU APPLY TO US IN WRITING. A FEE WILL BE PAYABLE. Calls may be monitored for staff training purposes.
