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Finance available on Leather Sofas
Leather Sofa Finance
Great News………
Sofaitalia are now offering improved finance packages to spread the cost of payment for up to 3 Years


On our website we offer a range of safe and secure finance options, turning your dream furniture into a reality. Choose from 12 months right up to 36 months with only a 10% deposit. (If you require a shorter interest free term we can accomodate this, but we will need to email you the application link)
Rightworx Ltd (trading as Sofaitalia) acts as a credit broker and credit is provided exclusively by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC.
To Qualify for upto 36 Months Finance at 0% APR you simply need to spend £1000 or more


STEP 1: Select the furniture you require. To qualify for finance your basket value (including delivery) needs to be at least £1000

STEP 2: When you’re in the basket, simply fill out your address and contact details, then click the ‘Pay By finance’ button. You will be now prompted to select the duration of the finance you would like to apply for, then press apply for finance. You will now be directed securely to the finance application page

STEP 3: Simply fill out the finance application, pay the 10% deposit by card

STEP 4: We then receive notification from the finance provider with the outcome of the application

STEP 5: Providing the application is successful we dispatch your items in the specified lead times


1. Buy your dream sofa without worrying about denting your finances
2. 0% interest with no hidden fees  
3. No messy paperwork and an instant decision
4. Safe and secure provider, giving you peace of mind

To find out more about purchasing our furniture on finance feel free to contact one of our friendly team of advisors, who will be happy to help.

Finance Examples (The below examples are worked out on £1000 over 36 Months 0% APR , If You Require Other Payment Examples Please Speak To One Of Our Team, Who Will Be Happy To Provide You With This Information)
APR 0% - Cash price £1000.00
10% deposit* £100.00
Amount of loan £900.00
Total charge for credit £0
Balance payable by finance £900.00
Total amount payable on finance £900.00
36 monthly repayments of £25.00
Total Payable (Including intial deposit) £1000.00


How do I apply for finance? Simply complete our online finance application form one the link is emailed to you, then carefully read the agreement and related information. If you are happy to proceed, you can sign the agreement online and click a button to send it to the finance company for an instant decision. If you are approved we'll ask you to pay the deposit online using a credit or debit card. Upon receipt of your deposit payment, we'll proceed with your order.

How long does it take to apply online? Our online application form typically takes less than 10 minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason we can't give you an instant decision you will be notified on screen as part of the application process and also by e-mail, with a follow up e-mail as soon as a decision is confirmed.

I've been approved for credit and paid the deposit. What happens next? We will carry out the order as per the delivery leadtimes we will then notify the finance company when we have delivered your order in full. The finance company will then write to you to confirm the repayment amounts and schedule.

What are the requirements for finance? 
Be 18 years +
A UK resident for at least 12 months
Employed (minimum 16 hours), retired or receiving disability benefit
Have a bank account so that we can arrange a direct debit for monthly repayments
You can apply for credit with Sofaitalia online at your own leisure or with one of our colleagues in store. They will be able to explain the credit options we offer and will take information from you in order to complete a credit application. You will be advised there and then whether your application has been successful.
The goods must be delivered to your home address.
The deposit must be paid using a credit or debit card.

Minimum Deposit Required - 10% deposit
Maximum Deposit Allowed - 50% deposit
Minimum credit value - £1000
Maximum credit value - £25,000
Representative - 0% APR
Interest free credit 

Why was I declined? Unfortunately, we are not given the reason why a customer is declined for credit. The authorisation process is carried out by the finance company. The reason for a decline is often that incorrect information has been entered in the credit application form. Please ensure you carefully enter all required information.
Do I need to pay a deposit? Yes. If your credit application is accepted, you will be required to pay a minimum of 10% deposit, using a credit or debit card. The amount of the deposit is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application form) and on the credit agreement itself.

How do I repay the loan? Your monthly repayments are collected by direct debit.
Can I pay my agreement off early? You can settle the agreement at any time by paying off the amount you owe. Please see contact details below.

What about warranty and returns? Your furniture is still covered under our normal warranty and returns policy (providing it is not made to order furniture). If you decide to return your furniture or cancel the order within 14 days, your finance application can be cancelled. 

Can I cancel my credit agreement if I change my mind? You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14 day cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. If you wish to pay by debit card please telephone the finance company. If you wish to pay by cheque please send it by first class post to the finance company. Please allow 10 working days from the day you post the cheque to allow time to process the payment.

How can I make a complaint about my credit agreement with Sofaitalia or the goods I have purchased with it?

We try our best to ensure that our customers are happy with the goods they receive from us, however, mistakes can happen and we want to make sure that we do everything we can to correct these. If you have a complaint, a problem or any concerns, please let us know.

Rightworx Ltd (trading as Sofaitalia) acts as a credit broker and credit is provided exclusively by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC.

If your complaint is about your Finance Agreement, contact Hitachi Personal Finance;

By phone on 0113 380 1065 (Lines open 8.45am-5.15pm Monday-Thursday, 8.45am-4.45pm Friday)
By email to
In writing to; Customer Experience Team, Hitachi Personal Finance, 2 Apex View, Leeds, LS11 9BH.

If your complaint is about a product purchased from Sofaitalia, contact Sofaitalia Customer Services;
By phone on 0845 319 1915 (Lines open 9am-6pm Monday-Friday, 10am-4pm Saturday)
In writing to; Sofaitalia Customer Services, Unit 5 Harvey Court, Low Willington Ind Est Willington, Co Durham. DL15 0FB
By email to
Rightworx Ltd (trading as sofaitalia) acts as a credit broker and is authorised and regulated by the Financial Conduct Authority (FRN: 722586)
Registration viewable here FCA REGISTER

Credit provided exclusively by Hitachi Capital (UK) PLC authorised and regulated by the Financial Conduct Authority.
PLEASE NOTE : We are unable to offer Interest Free Credit on Showroom & Warehouse Clearance Items, however we are able to offer a range of interest bearing options.   

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